Insurance Underwriters
Pay and outlook shown for
New workers start near $58,500; experienced workers reach $155,500. About 1,070 people do this job in San Antonio-New Braunfels, TX.
Job outlook
Alamo region (San Antonio and 12 surrounding counties), Texas Workforce Commission projection 2024 to 2034; U.S. figures from the BLS.
- Employment change
- +1.1%
- Openings a year
- 69
- Employed in 2024
- 987
Typical entry education: Bachelor's degree · Training: Moderate-term on-the-job training
Alamo Colleges programs that lead here
No program is mapped to this career yet. Many careers start from a transfer pre-major or a related program.
Browse all programsSkills this career uses
The skills O*NET rates most important for the job, with how much of each the work needs on a 1 to 7 scale.
- Active Listening4.0
- Critical Thinking3.9
- Reading Comprehension3.8
- Writing3.8
- Speaking3.6
- Judgment and Decision Making3.5
- Active Learning3.4
- Complex Problem Solving3.1
What the work is
Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
- Decline excessive risks.
- Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.
- Evaluate possibility of losses due to catastrophe or excessive insurance.
- Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
- Review company records to determine amount of insurance in force on single risk or group of closely related risks.
- Authorize reinsurance of policy when risk is high.
Education people in this job have
Share of workers by highest education, from O*NET surveys. It shows what others did, not what you must do.
- High school or less10%
- Some college7%
- Associate degree10%
- Bachelor's degree73%
Job zone 4, considerable preparation: Usually a bachelor's degree, sometimes a strong associate plus experience.
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