Credit Analysts
Pay and outlook shown for
New workers start near $50,030; experienced workers reach $121,270. About 440 people do this job in San Antonio-New Braunfels, TX.
Job outlook
Alamo region (San Antonio and 12 surrounding counties), Texas Workforce Commission projection 2024 to 2034; U.S. figures from the BLS.
- Employment change
- +8.4%
- Openings a year
- 31
- Employed in 2024
- 426
Typical entry education: Bachelor's degree
Alamo Colleges programs that lead here
2 programs, with the college that teaches each.
Skills this career uses
The skills O*NET rates most important for the job, with how much of each the work needs on a 1 to 7 scale.
- Critical Thinking4.0
- Reading Comprehension4.0
- Speaking4.0
- Active Learning3.6
- Active Listening4.0
- Mathematics4.1
- Writing3.9
- Judgment and Decision Making3.8
What the work is
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Consult with customers to resolve complaints and verify financial and credit transactions.
Education people in this job have
Share of workers by highest education, from O*NET surveys. It shows what others did, not what you must do.
- Bachelor's degree95%
- Master's degree5%
Job zone 4, considerable preparation: Usually a bachelor's degree, sometimes a strong associate plus experience.
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